Home Loan Eligibility Calculator

Find out how much home loan you can likely get, based on your income.

FOIR (Fixed Obligation to Income Ratio) is the share of your income lenders assume can safely go toward all EMIs combined. Most banks use 40–60% depending on income slab.
This is an indicative estimate using a standard FOIR method — actual eligibility depends on your credit score, employment type, age, other lender-specific policies, and co-applicant income (which can significantly increase eligibility). Our loan desk (50+ banking partners) can get you an exact, bank-verified figure.
Estimated Loan Eligibility
Max Affordable EMI
Down Payment Needed
Suggested Property Budget
Get Your Exact Eligibility

Share your details and our loan desk will confirm your actual eligibility across 50+ banking partners.